Privacy Policy

Last updated: 3 September 2026

This Privacy Notice for Kutt, Inc. ("Kutt", "we", "us", or "our") explains how and why we collect, store, use, and share your information when you use our services (the "Services"), including when you visit our website at https://www.kutt.com or use our mobile application.

If you do not agree with our policies and practices, please do not use our Services. If you have questions, contact us at support@kutt.com.

1. What information we collect

Information you provide to us

We collect information you voluntarily provide when you register for an account, use the Services, or contact us. This includes:

• Names
• Usernames
• Email addresses
• Phone numbers
• Passwords (stored only in encrypted, hashed form)

We do not collect sensitive personal information such as racial or ethnic origin, religious beliefs, or biometric data.

Information collected automatically

When you use the Services we automatically collect certain technical information, including location data, device identifiers, and log information such as IP address, device and browser type, and the dates and times of your activity. This information is used to keep the Services secure and operating correctly.

Information from other users

The Services allow users to interact with one another. Information you choose to make visible to other users through those interactions — such as your username — may be seen by them.

2. SMS and text messaging

Kutt uses text messages (SMS) to verify your phone number when you register, to help you reset your password, and to send account and security notifications relating to your use of the Services.

Consent

By providing your mobile phone number and creating a Kutt account, you consent to receive account-related and security-related text messages from Kutt at that number, including messages sent by an automatic telephone dialing system. Consent to receive text messages is not a condition of any purchase.

Message frequency

Message frequency varies and depends on your activity. We send messages in response to actions you take, such as registering an account, requesting a verification code, or resetting your password.

Costs

Message and data rates may apply. Charges are billed by, and payable to, your mobile service provider. Kutt does not charge for text messages.

Opting out and getting help

You can cancel messages at any time by replying STOP to any message we send you. After you send STOP, we will send a single message confirming that you have been unsubscribed, and you will receive no further text messages from us. To rejoin, sign up again as you did the first time.

For help, reply HELP to any message from us, or email support@kutt.com.

Carriers

Carriers are not liable for delayed or undelivered messages. Delivery is subject to effective transmission by your mobile service provider and is outside of Kutt's control.

3. How we use your information

We use the information we collect to:

• Create and manage your account, and authenticate you when you sign in
• Deliver and facilitate delivery of the Services to you
• Verify your identity and phone number, and protect against fraud and abuse
• Send you administrative, transactional, and security information
• Respond to your questions and provide support
• Comply with our legal obligations

We do not sell your personal information, and we do not use it for third-party marketing.

4. When and with whom we share information

We share personal information only in the limited circumstances described here:

• Service providers. With vendors who perform services for us — such as hosting, messaging delivery, and payment processing — and only to the extent needed to perform those services on our behalf. They are not permitted to use your information for their own purposes.
• Business partners. With partners who help us offer certain products or features within the Services.
• Legal reasons. Where we are required to do so by law, or where disclosure is necessary to protect our rights, your safety, or the safety of others, or to investigate fraud.
• Business transfers. In connection with a merger, acquisition, financing, or sale of all or part of our business.

We do not share your personal information with non-affiliated third parties for their own marketing purposes. As stated in Section 2, mobile information and text messaging opt-in data and consent are never shared with third parties or affiliates for marketing or promotional purposes.

5. Payments

Where the Services allow you to add or withdraw funds, payments are handled by third-party payment processors. Payment card details are submitted directly to those processors and are not stored on Kutt's servers. We receive only a confirmation of the transaction and limited details such as the amount and status, which we use to maintain your account balance and transaction history. Your use of a payment processor is also governed by that processor's own privacy policy.

6. Device permissions and location

Our mobile application may request access to certain features of your device. You may be asked to permit:

• Location. Used to confirm eligibility to use the Services in your jurisdiction.
• Push notifications. Used to send you account and activity alerts.
• Contacts and SMS. Where offered, used only to support features you choose to use, such as inviting people you know or automatically reading a verification code sent to your device.

You can withdraw any of these permissions at any time in your device settings. Withdrawing a permission may limit related features but will not otherwise affect your account.

7. How long we keep your information

We keep your personal information for as long as you maintain an account with us, and afterwards only for as long as necessary to comply with our legal, accounting, or reporting obligations. When we no longer have a legitimate need to process your information, we will delete it or anonymize it.

8. How we keep your information safe

We maintain appropriate organizational and technical measures designed to protect the personal information we process, including encryption in transit and hashed storage of passwords. No electronic transmission or storage system is completely secure, however, and we cannot guarantee that unauthorized parties will never defeat our safeguards. You should access the Services only within a secure environment.

9. Your privacy rights

Depending on where you live, you may have the right to request access to the personal information we hold about you, to request that it be corrected or deleted, and to withdraw consent where we rely on it. You can exercise these rights, or review and update your account information, by contacting us using the details below.

You may unsubscribe from text messages at any time by replying STOP, as described in Section 2, or by contacting us directly.

10. Minors

The Services are not directed to individuals under 18 years of age, and we do not knowingly collect personal information from them. If we learn that we have collected information from a person under 18, we will deactivate the account and take reasonable steps to delete that information promptly. If you believe we may have collected information from a minor, contact us at support@kutt.com.

11. Changes to this notice

We may update this Privacy Notice from time to time. The revised version will be indicated by an updated "Last updated" date at the top of this page and will be effective as soon as it is accessible. Where changes are material, we will provide more prominent notice.

12. How to contact us

If you have questions or comments about this notice, or wish to exercise your rights, contact us at support@kutt.com or by post: