Think You're Right?
Prove It.
Challenge your friends, negotiate your terms, and let sports skill decide who wins.
You Already Bet With Friends.
Here's Why Informal Bets Break.
Millions of bets start with "I bet you $50." But between ambiguous terms, forgotten Venmos, and awkward reminders, the experience falls apart.
Sunday Football Group (4)
Dave, Jordan, Alex, You
- Ambiguous agreements: Lines get re-interpreted once the game ends.
- Awkward debt collection: Having to remind and chase friends for payment.
- Zero history: No persistent record of your head-to-head dominance.
Kutt Escrow Matchup
ID: #KT-9842 • VERIFIED
- Locked Terms: Both parties agree to exact spread and stakes before the contest goes live.
- Guaranteed Escrow: Stakes are deposited upfront. Zero debt chasing, zero excuses.
- Permanent Record: Automated settlement instantly disburses funds and logs lifetime stats.
How Kutt Works
Player Access & Terms
Enter from an approved jurisdiction (18+) with per-game geo-fencing. Propose individualized contest terms, point spreads, lines, and statistical conditions.
Create / Negotiate
Propose, negotiate, and accept individualized contest terms phone-to-phone. Kutt is strictly neutral—we never take the other side, set odds, or influence outcomes.
Mutual Acceptance & Escrow
Both players review and confirm terms. Entry fees are locked into segregated escrow before game start. Kutt maintains no house position and pays zero developer funds.
Skill-Based Settlement
Player skill—sports knowledge, probability, and strategic analysis—determines the winner. Certified league data verifies the score for instant escrow payout.
Build Your Kutt Contest
Choose the event. Pick your opponent. Set individualized terms.
Boston Celtics vs. LA Lakers
Celtics -4.5 Spread
P2P Escrow Protected
100% player entry funds secured • 0% house vig
Traditional Sportsbooks vs. Kutt P2P
Sportsbooks are built to extract house profit. Kutt is a neutral technology platform for direct player-to-player skill contests.
"Kutt remains a neutral P2P facilitation platform where player skill is the predominant and material factor, while all state-specific controls are enforced."
If It Can Be Verified,
It Can Become A Kutt Contest
Why be restricted to standard casino lines? From Sunday Night Football to the Oscars, challenge your network on anything with an objective outcome.
Major & College Sports
NFL, NBA, MLB, Champions League, UFC, Formula 1, and college rivalries with user-defined lines.
Pop Culture & Entertainment
Awards season, box-office blockbusters, reality TV finales, and verifiable streaming milestones.
Civic & Public Milestones
Major election results, legislative benchmark dates, and public consensus events with trusted official data.
Custom Handshakes & Skill
Create challenges for your local golf tournament, 5K race times, or workplace challenges with objective proof.
Operating Footprint, Trust & Guardrails
Funds protected until terms are met
Participants and outcomes verified
Real people, verified identities
Clear terms before acceptance
Secure handling of account information
Built with responsible participation in mind
Permissible Operating Footprint
Review the official legal memorandum footprint covering 39 jurisdictions (38 states + Washington, D.C.) and key compliance controls.
Jurisdictions in Kutt's Operating Footprint
(38 States + Washington, D.C.)
Jurisdictions Outside Current Footprint
Arizona + 11 memo-excluded states
Neutral Peer-to-Peer Marketplace
Not a sportsbook / house
Per-Game Geo-Fencing Enforced
Availability is enforced by geo-fencing. The Officer's Certificate states that location services must be enabled for every game so Kutt can apply jurisdiction-specific criteria.
Florida State-Specific Compliance
To ensure compliance, prizes available in Florida are made up of the entry fees of the players participating in the skill games.
Kutt remains a neutral P2P facilitation platform where player skill is the predominant and material factor, while all state-specific controls described in counsel's memo are enforced.
Frequently Asked Questions
Everything you need to know about peer-to-peer skill contests, mutual escrow, and operating compliance on Kutt.
Is Kutt real money?
Yes. Kutt operates as a neutral technology platform for direct player-to-player skill contests. When you challenge someone or accept a contest, real funds are deposited by participants and held securely in segregated escrow until official outcome settlement.
Who am I competing against?
You compete directly against other identifiable people — your friends, coworkers, or verified members of the Kutt community. You see their profile, avatar, and lifetime win-loss record. Never against a bookmaker algorithm.
Can I customize terms & stakes?
Absolutely. You are not locked into rigid sportsbook lines. Propose any spread, point total, moneyline, or custom statistical condition. As long as your friend accepts, the contest is officially live.
What if a friend refuses to pay?
They can't refuse. Unlike informal handshake bets or Venmo promises, both participants' stakes are locked in mutual escrow before the event starts. The winner is paid out automatically.
How does Kutt make money?
Unlike traditional sportsbooks that extract 10% - 15% variable house vig tied to outcomes, Kutt operates on a transparent flat-fee model. Revenue comes from flat administrative facilitation fees and/or optional subscriptions for gameplay and analytics tools. Kutt has no house position and never profits from who wins.
How are outcomes verified?
For sports, Kutt connects directly to certified league data feeds for instantaneous score tracking. For pop culture and civic events, outcomes resolve against verified public consensus sources.
Where is Kutt available?
Kutt is currently available in 39 U.S. jurisdictions (38 states plus Washington, D.C.) to verified participants aged 18 and older. Kutt is not currently available in 12 excluded jurisdictions: Arizona, Colorado, Iowa, Louisiana, Maryland, Michigan, Montana, Nevada, New Hampshire, New Jersey, South Carolina, and Washington. Availability is strictly enforced by per-game geo-fencing, requiring location services to be enabled for every contest.
What happens in a tie or push?
If an event ends in an exact tie or push according to the agreed terms, both players' stakes are immediately released from escrow and refunded 100% with zero fees deducted.
SEE WHAT'S HAPPENING AT KUTT.
From the conversations behind KUTT to the brands and people we're building with — follow along.
The Game Is Better Together.
Challenge your friends. Talk your trash. Keep the score.
Lifetime Rivalry Records
Every contest between you and your buddies is permanently recorded. No forgotten bets, no excuses, and absolute bragging rights across multi-year rivalries.
In-Wager Live Chat
Direct 1-on-1 banter and group reactions right inside the contest thread while the 4th quarter unfolds. When the buzzer sounds, payouts and receipts land instantly.
Private Rivalry Clubs
Form dedicated pools for your fantasy league, dorm hallway, or coworkers. Track leaderboards, organize weekly challenges, and see who owns top spot.
Boston Celtics -4.5 vs Lakers
Status: Accepted & In Escrow
Chiefs 30+ pts vs Bills
Status: Live 3rd Quarter
Best Director Academy Award
Status: Verified & Settled